We’re planning on replacing our 10-year-old Prius this year, so we’ve started out by looking at our financing options. I was surprised to see that our bank, Metro Credit Union, offers a discounted interest rate on loans for hybrid cars. It’s only 0.25% off, but every little bit helps. Other banks may offer hybrid discounts, too, especially credit unions. If you’re in the market for a hybrid car, it’s worth your while to ask your bank.

I’ll keep my eye out for loan incentives from Toyota, too, but I’m definitely going to get preapproved for a loan by Metro before I approach Toyota.